Much of what is wanted or needed in life is expensive. Regardless of whether it is home furnishings, a car or a nice vacation trip. But the necessary financial means are not always available. A loan can help. Good finance is a credit broker.
Here you will find important details about the company “Good finance” as well as lending.
No upfront costs at Good finance for a loan offer
Good finance has been successfully active in the field of financial services and lending for over ten years. The aim of the company from Germany is to grant loans quickly and easily. So the focus is on the personal conversation.
Competent and comprehensive telephone or personal advice enables customers’ individual wishes to be optimally recorded and then carefully processed. To do this justice, Good finance works with partner banks.
The company receives a commission only after successfully concluding a loan agreement.
If a customer is not convinced by the loan offer, there are no preliminary costs.
Who can apply for a loan from Good finance?
At Good finance, working people and retirees from the age of 18 can apply for a loan. The maximum age is 80 years. Applying for a loan is relatively easy. You only have to specify the desired loan amount, the amount of the monthly repayment installments and the purpose of use.
The reason for the purpose of use is that, for example, a loan for a property requires different collateral than for a vehicle or a vacation trip.
Good finance grants a maximum loan amount of 100,000 USD. The terms can range from 12 to 120 months.
Good finance will contact the borrower within 24 hours. Due to the cooperation with several partner banks, the customer can be offered a loan that is optimally tailored to his needs. There are no costs for the customer. If there are any questions, the customer can contact a consulting team by phone or email.
Who are Good finance loans suitable for?
At Good finance, loan seekers can choose between several loan models. Regardless of whether it is the new home furnishings, a new car, the long-awaited vacation trip or the financing of a property: Good finance offers the desired credit line for every occasion.
The amount of the loan is also flexible. The borrower’s creditworthiness is of course a prerequisite. As a rule, the instant salary slips of the past three months and the original bank statements showing the receipt of the salary are sufficient for an instant loan.
In addition, residual debt insurance and the possibility of unscheduled repayment at Good finance are also possible. There is also the option of making the repayment of the installments flexible so that, for example, the installment is suspended. If residual debt insurance is desired, the customer incurs additional costs.
The following types of credit are offered
- Construction Financing
- credit without
- debt restructuring
- installment loan
- car loan
- instant credit
Credit also possible without credit bureau
Good finance also offers its customers the opportunity to get a loan without credit bureau request. However, this requires regular salary payments. The loan amount also depends on the amount.
Furthermore, the permanent residence must be in Germany, German citizenship must exist and a permanent employment relationship must exist in Germany. In this case, the age of the applicants may only be between 18 and 62 years. Pensioners, the self-employed and freelancers cannot apply for such a loan. The interest rates for the credit bureau-free loans are higher than for normal loans.
Good finance offers loans for the self-employed
In addition to private individuals, Good finance also gives the self-employed the opportunity to obtain a loan. To do this, the borrower must meet a number of requirements, such as the duration of self-employment of at least two years. In addition, there can be no negative credit bureau entries and the intended use must be purely private.
Good finance expiry
You can find out in just a few minutes whether the desired loan can be provided.
To this end, those interested in credit simply enter their data in the corresponding online form and finally submit a free and non-binding loan request.
If the credit check is positive, the applicant receives a preliminary approval. The annual percentage rate depends on your creditworthiness. To ensure quick processing, simply print out the loan agreement and send Good finance the required documents.
Good finance commitment and payment
When all documents are available at Good finance Finanzservice, these documents are checked and a final credit check follows. You will then receive an individual offer from the loan provider. You then decide whether to accept or reject this offer.
If everything is correct, the requested amount is immediately transferred to the borrower’s checking account. The loan is repaid at monthly installments per standing order.
Is Good finance serious?
The financial services company has been in the credit brokerage sector for over 10 years.
High loan placement rates and good customer ratings thanks to quick and easy processing prove that it is without a doubt a reputable company.
In Germany, Maxkredit is one of the trusted credit intermediaries for credit bureau-free loans.
Credit inquiries are processed within 24 hours. No advance payments are required.