Creditmo is a new company on the non-bank loan market operating since 2017, providing online installment loans up to PLN 5,000 without leaving your home.
We have lived through a time when we can count on quite a good choice when it comes to companies that provide non-bank installment loans. Although the competition in this market is already quite large, new companies are still coming up as an alternative to bank loans. Creditmo is a new brand in this market, offering installment loans and more.
Creditmo’s main offer is installment loans with monthly installments. The offer includes loan amounts in the amount of 500 to 5000 PLN. We can adjust the loan repayment period by choosing from the available range from 3 to 24 months. After indicating the amount of the loan and the amount of the monthly installment which we would like to pay, we will automatically be informed about the cost of the loan. Both the total cost of the loan and the number of installments will be included in it, it has been divided. The costs of installment loans against the competition are quite good. This is, in my opinion, one of the most interesting proposals in terms of the amount of installments, because they are not excessive for non-bank conditions, at least when talking about smaller amounts.
Moments to 3000 PLN in Creditmo. Installment loans are not the only offer that the company has. The offer also includes short-term payday loans up to PLN 3,000. This is a proposal for people who would like to pay off the borrowed loan in a quick way. They will have a choice between 15 and 30 days. The company, however, does not offer any promotional conditions under which new customers could get their first loan for free.
For a Kodo loan in Creditmo? The prerequisite for obtaining a loan is 21 years of age and possession of a valid ID card. To obtain a loan, it is not necessary to transfer the verification fee from the bank account. Creditmo uses the Kontomatik system, which has been tested and described by me. Verification of customer data applying for a loan is carried out through such databases as BIG Infomonitor and BIK (Credit Information Bureau). To obtain a loan, it is not necessary to provide additional documents that would confirm earned income or employment.
Creditmo is a completely new company on the market of non-bank loans in Poland, because their activity began in 2017. It is registered at the address of Jan and Jędrzej Śniadeckich 10 in Warsaw. Like most companies currently providing non-bank loans, it is not a loan company by fixed-line outlets, but only via the Internet.